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Privacy Policy for Ramona Harms and Associates

1. Introduction

Welcome to Ramona Harms and Associates. This Privacy Policy outlines our practices concerning the collection, use, and sharing of your personal information. By visiting our website and using our services, you agree to the terms outlined in this policy.

2. Information We Collect

We may collect personal information such as:

  • Name

  • Address

  • Mailing address

  • Phone number

  • Payment information

  • Email

3. How We Use Your Information

We use your information to:

Process transactions
Send newsletters and updates
Respond to inquiries
Improve our services

4. How We Share Your Information

We do not sell your personal information to third parties. We may share your information with third-party service providers that assist in our business operations.

5. Your California Privacy Rights

Under the California Consumer Privacy Act (CCPA), California residents have the right to:

Know what personal data is being collected about them.
Know whether their personal data is sold or disclosed and to whom.
Say no to the sale of personal data.
Access their personal data.
Request a business delete any personal information about a consumer collected from that consumer.
Not be discriminated against for exercising their privacy rights.

6. Cookies and Tracking

We may use cookies and similar tracking technologies to collect information about your browsing behavior to improve the user experience.

7. Security

We implement a variety of security measures to ensure the safety of your personal information.

8. Changes to This Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us at


56B 5th Avenue

Carmel-by-the-Sea, 93921


831 200 4144


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